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Long Term Investment

"This does not constitute investment advice. Returns mentioned herein are in no way a guarantee or promise of future returns. Stock market investments are subject to market risks."

Do You Make This Common Mistake While Investing?

Learn before you loose!!!

There is no single secret to investing. Anyone who has dabbled in the stock market knows that it is a complicated beast to tame, and that it comes with both highs and lows. The market so complex that despite thousands of books being written on the topic, many people — amateurs and brokers alike — still find themselves perplexed at the latest stock charts or the most recent earnings reports.

While there are many tips that can improve a portfolio, the way most investors miss out on value is not because they are ignoring the latest Stock Market advice but rather because there are fundamental flaws in the ways that they approach investing. It is surprising at how well a balanced, healthy, thought-out portfolio can return over even a short- or medium-term time span.

With that in mind, let’s look at seven of the most common pitfalls of investing.

  • Paying too many fees

    A lot of investors get slammed by brokerage fees that are above what they should be paying for their investment needs. While it is easy to attribute this to greedy brokers or hidden costs, a large part of this simply stems from a lack of awareness. There’s no harm in shopping around within or even between brokerages to see what types of investment plans or setups are best suited to your needs. Also, trade in a way to maximize the value that you get out of your plan — if you have to pay a fee to make a transaction, it doesn’t make much sense to buy shares three times when a larger, one-time purchase will suffice.

  • Don’t try to mimic Stock Market

    Many of the most profitable indexes and brokerages are located in the heart of Gujarat and Maharashtra. However, that doesn’t mean that what they’re doing is right for every investor. Let's face it - any big expenditure leaves most of us worried.

    Even if it was pre-planned and for a good thing -- like the marriage of a child, the purchase of a car or a vacation we always wanted despite enjoying the occasion, at the back of our mind we often can't stop thinking about all the money we just used up!

    Maybe you're one of those who is so rich that any expenditure, big or small, doesn't worry you at all.

    But if you don't fall into that category yet, we can show you a way to NEVER think twice about paying for the good things in life again.

  • Not diversifying

    Diversification is one of the oldest tips in the book, yet it is surprising how many people do not follow this piece of advice. Not diversifying leads to bad things when companies or sectors collapse. Think back to the dot-com bubble of the early 2000s, when many who had tech-heavy portfolios saw their savings virtually wiped out when the sector tanked. This can be solved by simply ensuring that portfolios have shares of not only different companies but companies that are in different sectors and that are unlikely to be impacted similarly by any one given political or economic event.

  • Not rebalancing

    Going hand in hand with diversification is the process of rebalancing a portfolio. By rebalancing means checking back on a portfolio to make sure that the ratios of value in different stocks have not become out of sync. For example, if one sector outperforms another, then the outperforming sector may constitute a significantly higher percentage of a portfolio than originally planned, and, likewise, the underperforming sector could be underrepresented. While it can be painful to trim positions in stocks that have gone up just to buy into sectors that appear to be lagging, it is a strategy that ultimately will be profitable. This is because having an unbalanced portfolio in which the lion’s share stays with the winners is one of the surest ways to lose money over time.

  • Buying into the herd mentality

    Herd mentality occurs in situations where members of a group all go along with a general trend among the group’s members — think of a herd of antelope running away from lions, or lemmings jumping off a cliff. The thing about the stock market is that it is a place where following the herd mentality can be very costly. Remember that the market is all about expectations, and a stock is worth whatever someone will pay for it. If everyone thinks that a company is valuable, then the company has to not only out performs empirically but it also has to beat everyone else’s expectations if the stock is to climb higher. Again, think back to the dot-com bubble for an example of when following the herd proved very costly to many investors.

  • Don’t be emotional

    It is easy to get emotionally attached to a stock, regardless of whether the stock is doing well, poorly, or holding constant. Maybe a relative worked at Ford; maybe you really love your Apple iPhone; maybe The Social Network made you hate Facebook. None of those things should affect your decision when considering a portfolio. It is important to be completely detached in order to make optimal choices concerning the stock market, given how easy it is to get carried away with emotion.

  • Not having a plan

    One of the most common and deadly mistakes that casual investors make is not having a concrete plan in mind for what to do depending on how a stock performs. While it is impossible to precisely predict markets — being able to adapt to unforeseen changes is a valuable tool in investing — most of the time, stocks will generally perform in accordance with certain patterns. If a company’s earnings report falls short and causes a drop in share price, does one sell or hold? This is question that an investor should be prepared to answer before the earnings report comes out. With a bit of due diligence and careful consideration, it is not hard to formulate a response to most possible outcomes for a stock’s movements. When people deviate from a rational plan is when many of the most costly errors in investing are made.

Investing vs Trading vs Speculation

INVESTING

Investing is the proactive use of money to make more money or, to say it another way, you make your money work for you.

When you invest, you are buying an asset like shares, real estate or gold. The basic idea is to sell it at a future date when the value of these assets appreciates.

An asset can include anything from a small business to fine art, rare wines to gold coins, stocks, mutual funds, bonds, real estate, antiques, song rights, patents, trademarks, or other intellectual property.

Good investments are the soundest way of growing wealthy but can take time, perhaps even years, to work out because we live in an uncertain world.

Depending on the asset class in which you invest, the potential for profits and risk will also differ.

Investors adopt a "Buy and Hold" approach.

Trading

Trading is a more short term activity than investing. It’s buying something at low prices and selling it for a gain. Trading can be done in many fields. So the crucial factor that distinguishes a trade from an investment is the length of time you hold on to the assets.

A trader is always concerned about short-term fluctuations in prices, because he’ll even out them in the long run. Traders adopt a "Buy and Sell" approach.

Short term price fluctuations are caused by the variations in the demand and supply of a particular asset. So, traders generally rely on Technical Analysis, a form of marketing analysis that attempts to predict short-term price fluctuations using graphs, charts and oscillators.

Speculation

A speculator is nothing but a man who makes his living out of hope.

Benjamin Graham the author of classic books Security Analysis and The Intelligent Investor is regarded as the father of financial analysis. Graham’s key insight is the premise that “investment is most successful when it is most businesslike. An investment operation is one which, upon thorough analysis, promises safety of principal and a satisfactory return. Operations not meeting these requirements are speculative”-(Benjamin Graham, security analysis,1951)

Now, at this point of time, It is unnecessary to start a complex discussion about investing, trading and saving. What is important is to understand that investing; trading and speculation are three different things.

"Never invest emergency savings in the stock market"

MULTIBAGGER

- Play Safe

  • We saw many more smart investors joining our small cap recommendation service and benefitting from our research.
  • We saw our research team spending hours scrutinizing obscure but fundamentally strong small caps.
  • We had teams visiting various cities across the country, meeting various management teams and picking out even more profitable stock picks!

We strongly believe that Huge Profits should NOT come with huge risks... and wealth creation from stock market investments is possible, safely!

So, we made THE INVESTMENT which is PAYING DIVIDENDS now and have the capacity to provide multiple times results in near future...

  • We Invest Knowledge: To ensure that each stock pick is scrutinized on even more parameters and our recommendations are exhaustively researched before being sent out to our valued subscribers.
  • We Invest Time: Our Technical team research a company, meet its management and recommend it if the parameters were met. However, we invest even more time in tracking a company before we put out a recommendation. Many stocks, even though they appear to be a good buy, stay on our 'Watch List' for many months and even years so that we can track whether the management is putting into practice what it has promised. Once the company passes this test, then we consider making the final recommendation.
  • We Invest Resources: Yes, communication can and does play a big role in helping you realize your expectations from our small cap service. So, we invested resources to ensure that we proactively keep our members posted on all significant developments - Good and Bad. This change in our service delivery makes sure that our subscribers are completely in sync with what we are thinking about the stock. And it can help them in closing out losing positions early, and also booking profits in stocks that appear to have run their course.

Multibagger Stocks Package is suitable for?

  • Smart and mature investors looking for sustainable long term returns in good stocks.
  • Long term holding of at least 1 year time frame that can digest the market volatility.
  • Investment capital of minimum INR 2-5 Lacs (or) if your saving is over Rs 10K/month.
  • More importantly, If you don't want to gamble your money for short term trading.

Package Description:

Our flagship - Multibagger Stock Package will provide you with a highly potential Multibagger Stock every month with the best-in-class research report. Our intention is to help you discover the Hidden-Gems in the market which have the potential to generate multiple times returns in the future without taking extra risks.

Stock Selection Criteria:

Our key objective is to pick stocks which can Compound Sustainable at a healthy rate for the next 3-5 years and create enormous wealth (3-10 X Returns). We like to select companies with strong Competitive Advantages and are quoting at a discount to their intrinsic value.

Package Offerings:

12 Stock recommendations per year [One per month]

USP's of Multibagger Stock Investment Package:

  • 1) Our Multibagger Package intends to provide a wide and diversified range of Stock Picks and acts as All-in-One Stock Recommendation package comprising of stocks across Sectors & Investment Styles.
  • 2) Our Recommendations come with a detailed Investment Research report which includes both Primary & Secondary research information. These reports will help you to analyze, understand and earn money from Stock Market Investments.
  • 3) Our Stock Picks mostly include those companies which are still undiscovered by the general market participants. These are stocks which are not on the radar of Brokerages, but are very Quality Businesses which have very Strong Potential.
  • 4) Regular Update on our Stock Picks with interpretation of the latest news flow and corporate earnings. We would also be sharing our views on the Overall Economy and other Macro Variables regularly.

Here "Multibagger" is available @ Rs 20K for 1 year - This will help you build solid portfolio.

Let us explain you step by step how Multibagger works.

Day-1 [Counselling] - A dedicated analyst will be assigned to you who will do your counselling as much as we understand your requirement where in your risk profile, your goals, your investment plan etc will be discussed.

Day - 2 [Portfolio Health Check] - Our expert team will be working on your existing portfolio (if any) and advising you which stock to hold and which stock to exit and why you need to hold/sell any stock.

Day-3 [Portfolio Design] - New stocks will be added in your portfolio which will help you achieve your goals. These new stocks will be apart from your existing good stocks. We will advice you which stock to buy and how much, what price and when etc. You will be advised on the portfolio stock allocation and cash allocation % etc.

Day-4 to Day-30 [Transition to Multibagger] - You will receive the research report and recommendation with your portfolio (if any).

Monthly Activity - Next month onward, you will receive max two update on Multibagger. If any stock is added or sold from the portfolio, you will be informed through email and SMS alerts to your cell# so that you can make the changes as per the instruction given in the report. Every month, we will personally call and advice you to make the changes so that you will get use to the process followed. You will receive month end update on TMP which will cover update on your portfolio stocks like quarterly results, announcements etc.
In case if you have any queries we are available 24x7. You can reach us if you wish to discuss on any stock or if you have any queries.
We are looking forward for you to get associated with us. We will make sure that you get world class service at FIPL Capital.

Subscription Plan Duration:

Offer Price:

Membership Period Basic Price For existing Members Click here to pay
1 Year INR 20,000 10% Discount Pay Now
2 Years INR 35,000 10% Discount Pay Now
3 Years INR 50,000 10% Discount Pay Now
4 Years INR 65,000 10% Discount Pay Now
5 Years INR 75,000 10% Discount Pay Now

** Subject to change as per FIPL norms.

For any further query and clarification we are happy to assist you 24*7.

In case if you have any queries we are available 24x7. You can reach us if you wish to discuss on any stock or if you have any queries.

[Offline MPS – The Millionaire Portfolio]

Creating and investment portfolio doesn’t have to be complicated or time consuming. Just follow our simple, five step process along with the guidance of a financial advisor who can apply these general strategies to your situation.

  • Step 1: Set specific goals
  • Step 2: Allocate your Assets
  • Step 3: Diversify across Investment Styles
  • Step 4: Select your Investments
  • Step 5: Follow your plan over the long term
  • Step 1: Set specific goals

    Before creating a portfolio, think about why you're investing in the first place. The more specific each goal is, the better you can decide which investments may be right for you. Start by answering these questions:

    • How much money will you need? Remember to account for inflation when planning future expenses.
    • How much time do you have? When will you need the money? How long will it need to last? As a rule, goals with longer timeframes require more aggressive investments.
    • How much risk can you tolerate? All investments involve risk. The key is to assume enough risk to grow your portfolio, but not so much that you can't tolerate the market fluctuations.
  • Step 2: Allocate your assets

    Asset allocation is simply the process of deciding how much money to put into each of the three main investment categories:

    • Stocks to grow your principal and beat inflation over time
    • Short Term Equity to generate income and offset stock market risks
    • Long Term Equity to meet short-term needs and provide portfolio stability

    Asset allocation seeks to avoid the risk of owning just one type of investment. Because different investments don't always move in the same direction, you have the potential to offset any losses from one holding with gains from others.

    Your exact allocations depend on your unique needs. For example, if you have the time and temperament to ride out market fluctuations, a stock-heavy portfolio may make sense. As you grow older or more conservative, you may want to gradually increase Short term equity and long term cash positions.

  • Step 3: Diversify across Investment Styles

    After allocating assets into each investment category, the next step is to diversify across their various sub-categories, known as "investment styles."

    For example, your stock allocations can include growth and value companies of different sizes [i.e., Blue-Chip, Mid-Cap & Small -Cap], market sectors and dividend paying companies. Investment styles range from government to corporate to municipal, short-term to long-term, investment grade to high yield, Indian Stock Market to International Research.

    Each of these investment styles tends to react differently to market and economic conditions. When some are rising, others may be falling. As a result, a broadly diversified portfolio is likely to fluctuate less than anyone style alone.

  • Step 4: Select your investments

    Instead of building a portfolio with individual stocks, it is always advisable to create a hierarchy of your Investment; many people find it easier to simply invest in good fundamental & strong technical companies however, this approach could be risky if we take an example of big notch companies like Sahara, Future Technologies (FT) & Educomp.

    Our Recommendations are managed by professionals and diversified more into Upper-Cap, Mid-Cap & Small-Cap Equities and diversification towards Strong Fundamental/ Technical Companies through Sartorial division with full proof dividend distributing companies.

    There are two ways to create your portfolio with FIPL

    • Custom-tailor your own investment mix by selecting individual funds and deciding how much to invest in each; or
    • Choose an asset equity that makes these decisions for you. From a single convenient investment, you receive a broadly diversified portfolio of FIPL representing mostly major market Institutional Investors.
  • Step 5: Follow your plan over the long term

    Many people make the mistake of switching investments or completely abandoning their portfolio during normal market swings. In most cases, a better approach is to simply buy and hold the same sound investments over time. If your personal circumstances or the financial markets don't change dramatically, then neither should your Equity mix.

    Consider meeting with a financial advisor at least once a year to review your portfolio. Together, you can decide if your current investments are still appropriate or if any adjustments are needed.

    Here, what we are going to suggest is something very simple. But the secret to truly transforming your life with this approach is implementing it sincerely.

    If you do that, we are confident of this approach producing significant and consistent returns for you over time.

    Every year, decide up front how much money you want to invest in stocks during that year. This could be Rs 50,000, 2 lac, 5 lac, 10 lac, or whatever.

    The amount doesn't matter! But once you've decided that amount, out of it: 50 to 60% of it should eventually go into blue-chip stocks 25 to 30% into midcap stocks and the remaining 5 to 10% into small cap stocks.

    Please see this picture showing how your investments must be divided:

    And the most important thing-you should follow this plan not just once, but every single year sincerely. And why is this important?

    Firstly, there is lesser risk when your total investment is divided in the above manner between different types of stocks. As you may know, blue-chips are less risky than midcaps, and midcaps in turn are less risky than small caps.

    So by dividing your investments in this way, you not only invest more of your money in less-risky stocks, but at the same time, also avoid missing out on high-return investments which are more risky.

    Secondly, each stock type consists of companies in different stages of their lifecycle. So each of these companies would take different periods of time to grow and give you sizeable returns. Some stocks may take 1 year, some 3 years, some 5 years and some 8 years to reach their full potential.

    So by following this approach consistently every year and dividing your total investment in the just stated manner between different stock types you’ll have one stock or the other close to paying you money at any point in time. Thereby keeping you well-funded at ALL times.

Our Offline PMS Services (The Millionaire Portfolio) is available @ Rs 25K for 1 year - This will help you build Wealthy portfolio.

  • Day-1 [Counselling]

    A dedicated analyst will be assigned to you who will discuss about your Financial Goals, your short term & Long Term Investment requirements. Your risk reward ratio. We are here to listen about your financial needs and turn them into a well balanced wealthy portfolio through which your financial requirements can be fulfilled.

  • Day - 2 [Portfolio Health Check]

    Our expert team will be working on your existing portfolio (if any) and advising you which stock to hold and which stock to exit and why you need to hold/sell any stock.

  • Day-3 [Portfolio Design]

    New stocks will be added in your portfolio which will help you achieve your goals. These new stocks will be apart from your existing good stocks. We will advice you which stock to buy and how much, what price and when etc you will be advised on the portfolio stock allocation and cash allocation % etc.

  • Day-4 to Day-30 [Transition to TMP]

    During next 2-4 weeks your portfolio will be aligned towards the existing virtual portfolio maintained FIPL. You will receive the research report of all the stocks added into the portfolio and also the latest copy of TMP.

  • Monthly Activity

    Next month onward, you will receive max two update on TMP Report. If any stock is added or sold from the portfolio, you will be informed through email and SMS alerts to your cell# so that you can make the changes as per the instruction given in the report. Also our expert team will personally call and advice you to make the changes so that you will get use to the process followed. You will receive month end update on TMP which will cover update on your portfolio stocks like quarterly results, announcements etc.

MPS USP’s:

  • Minimum Capital Required: 3L OR Savings > 25,000/Month
  • Minimum Holding Period: 1 year
  • Expected Return: 45-60% YoY
  • Risk Factor: Very Low
  • Call through SMS & Personal assistance
  • Dedicated Analyst assigned to each clients for any clarification
  • 24*7 Support
  • Monthly and Quarterly update on your portfolio
  • Research Reports via. E-Mail
  • Special IPO Coverage Report time to time

Subscription Plan Duration:

Offer Price:

Membership Period Basic Price For existing Members Click here to pay
1 Year INR 30,000 10% Discount Pay Now
2 Years INR 40,000 10% Discount Pay Now
3 Years INR 45,000 10% Discount Pay Now
4 Years INR 50,000 10% Discount Pay Now
5 Years INR 60,000 10% Discount Pay Now

** Subject to change as per FIPL norms.

For any further query and clarification we are happy to assist you 24*7.

In case if you have any queries we are available 24x7. You can reach us if you wish to discuss on any stock or if you have any queries.

We are looking forward for you to get associated with us. We will make sure that you get world class service at FIPL Capital.